UPAY, Inc. reported significant declines in revenue and increased net losses for the three and six months ended August 31, 2024, compared to the same periods in 2023. For the three-month period, revenue decreased to $168,071 from $364,042, a decline of $195,971, primarily attributed to reduced transactional revenue in its South African operations. Similarly, for the six-month period, revenue fell to $425,320 from $696,618, reflecting a decrease of $271,298 for the same reasons.

Gross profit also saw a notable decline, with the three-month gross profit dropping to $118,693 from $205,707, and the six-month gross profit decreasing to $241,609 from $379,147. Despite a reduction in total expenses for the three-month period—from $373,834 to $302,897—a net loss increased to $191,324 from $174,618. For the six-month period, net loss rose to $342,001 from $206,838, indicating a substantial increase of $135,163, again linked to decreased transactional revenue.

Total expenses for the six months remained relatively stable, decreasing slightly to $569,811 from $573,339. The company reported a significant increase in net cash used in operating activities, which rose to $651,056 from $79,847 in the prior year. Cash and cash equivalents at the end of the period were $121,846, down from $657,970 a year earlier.

Strategically, UPAY completed the acquisition of Huntpal LLC, increasing its ownership to 100% on June 13, 2024, and also acquired a controlling interest in AML Go (Pty) Ltd on May 28, 2024. The company issued common stock for cash, raising $100,000 during the six months ended August 31, 2024, and recognized management fees of $116,664 to its COO and Director, a new expense category for the period.

As of August 31, 2024, UPAY reported an accumulated deficit of $1,773,866 and expressed concerns regarding its ability to continue as a going concern, citing insufficient revenues to execute its business plan. The company intends to fund operations through equity financing, although it acknowledges the uncertainty surrounding this strategy.

About UPAY

About 10-Q Filings

A 10-Q form is an important financial report that public companies in the United States must submit every three months. It gives a clear picture of a company's financial health and recent performance.

Key points about the 10-Q:

  • Frequency: Companies file it three times a year, covering the first three quarters. The fourth quarter is covered in a more comprehensive annual report.
  • Content: It includes:
    • Financial statements showing the company's current financial position
    • Updates from management on the performance and projections of the business
    • Information about potential risks the company faces
    • Details on how the company is run internally
  • Deadline: Must be filed within 40 or 45 days after the quarter ends, depending on the size of the company.

Our Methodology

AssetRoom is committed to providing timely summaries of news from public companies. We use AI to generate these summaries quickly, but they are not reviewed by human experts.

Our method:

  1. Data Collection: We continuously monitor for new filings (currently limited to US-listed stocks).
  2. AI-Powered Analysis: Our advanced AI system processes each filing, identifying key information and extracting relevant data.
  3. Summary Generation: The AI creates a concise, easy-to-understand summary of the filing, highlighting the most important points.
  4. Publication: The summary is immediately published on our platform, allowing users instant access to the latest information.
  5. Email users: We distribute round-up emails according to our users preferences, keeping them in the loop with the companies they follow.
Read more about AssetRoom

Feedback & Corrections

Spot an error or have a suggestion? Contact us.