Lloyds Banking Group PLC has published the Final Terms for the EUR 1,000,000,000 3.875 per cent. Fixed Rate Reset Callable Notes due 2032. These Final Terms are in connection with the 25,000,000,000 Euro Medium Term Note Programme established by Lloyds Banking Group plc. The Final Terms contain the final terms of the Notes and must be read in conjunction with the Prospectus, which constitutes a base prospectus for the purposes of Regulation (EU) 2017/1129 as it forms part of domestic law of the United Kingdom by virtue of the European Union (Withdrawal) Act 2018 (as amended).

The full documents, including the Final Terms and the Prospectus, are available for viewing at the provided URL. Additionally, these documents have been submitted to the National Storage Mechanism and will be available for inspection at the specified website.

For further information, individuals can contact the Investor Relations Director, Douglas Radcliffe, or the Head of Media Relations, Matt Smith, using the provided contact details. The disclaimer emphasizes that the information contained in the Final Terms and the Prospectus may be addressed to and/or targeted at residents of specific countries only and should not be relied upon by any person outside these countries and/or to whom the offer contained in the Final Terms or the Prospectus is not addressed.

The disclaimer also highlights that prior to relying on the information contained in the Final Terms or the Prospectus, individuals must ascertain whether or not they are part of the intended addressees of the information contained therein. Compliance with these requirements is necessary to access this service.