Great Ajax Corp. reported significant financial developments in its 10-Q filing for the quarter ending September 30, 2024. The company, which operates as a real estate investment trust (REIT), experienced a notable decline in total assets, which decreased to $858.2 million from $1.3 billion at the end of 2023. This reduction was primarily attributed to a decrease in mortgage loans held-for-investment, which fell from approximately $864.6 million to $403.1 million over the same period.

For the three months ended September 30, 2024, Great Ajax reported total revenue of $(2.8) million, a stark contrast to the $1.1 million in revenue for the same period in 2023. Interest income also declined to $12.3 million from $17.9 million year-over-year. The company recorded a net loss of $8.0 million for the quarter, compared to a loss of $6.1 million in the prior year. The net loss per share improved slightly to $(0.18) from $(0.25) in the same quarter of 2023.

Over the nine-month period ending September 30, 2024, the company reported a net loss of $94.8 million, significantly higher than the $24.3 million loss reported for the same period in 2023. This increase in losses was attributed to a combination of lower average balances in the investment portfolio and increased expenses related to management fees and the termination of the former management agreement.

Strategically, Great Ajax has shifted its focus under new management with RCM GA Manager LLC, moving towards investments in commercial real estate and commercial mortgage loans. This transition included a strategic transaction with Rithm Capital Corp. on June 11, 2024, which involved the sale of $14 million in common stock and the termination of the previous management contract. The company also issued approximately 3.2 million shares to the former manager as part of this termination.

The company’s cash and cash equivalents increased to $84.0 million as of September 30, 2024, up from $52.8 million at the end of 2023. This increase was driven by cash inflows from operating activities, which turned positive at $2.7 million compared to outflows of $34.4 million in the previous year. Additionally, the company reported significant proceeds from the sale of mortgage loans, totaling $384.1 million for the nine months ended September 30, 2024.

Overall, Great Ajax Corp. is navigating a challenging market environment while implementing strategic changes aimed at repositioning its investment focus and improving financial performance.

About Great Ajax Corp.

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