Equifax, Experian, and TransUnion, the three Nationwide Credit Reporting Agencies (NCRAs), are continuing to offer free weekly credit reports to U.S. consumers through AnnualCreditReport.com. This service was initially introduced during the COVID-19 pandemic to help consumers protect their financial health during the crisis and has now been permanently extended. The CEOs of the three companies expressed their commitment to supporting consumers and increasing financial access. They emphasized the importance of regularly checking credit history to understand one's current credit position and prepare for future financial milestones.
Consumer credit reports provide a factual record of credit activity and payment history, which lenders, creditors, service providers, and other businesses use to extend financial opportunities and offers to individuals. Consumers can access their free credit reports each week from each of the three credit reporting agencies through AnnualCreditReport.com. It is recommended that consumers review all items appearing in their credit reports and contact the credit reporting agency immediately if any errors are identified.
Equifax is a global data, analytics, and technology company that helps financial institutions, companies, employers, and government agencies make critical decisions. Experian is the world's leading global information services company, empowering consumers and clients to manage their data with confidence. TransUnion is a global information and insights company that ensures each person is reliably represented in the marketplace, providing actionable views of consumers for confident transactions.
These companies operate globally and have a significant presence in various countries. Equifax is headquartered in Atlanta, Experian in Dublin, and TransUnion in Chicago. They have a combined workforce of over 50,000 employees and operate in multiple regions, including North America, Central and South America, Europe, and the Asia Pacific.
Overall, the ongoing availability of free weekly credit reports aims to empower consumers to monitor their credit history regularly and make informed financial decisions.