Protect your client's estate from IHT when a POA is in place

No images? Click here

How to protect your client's estate from Inheritance Tax (IHT) when a Power of Attorney (POA) is in place

When it comes to acting in the best interests of a client with diminished mental or physical capacity, understanding the role and scope of powers of attorney (POA), particularly when it comes to inheritance tax (IHT) planning is essential.

An agent is not permitted to give money away (gifting) or place money under a trust without the express permission of the Court of Protection. Even if this were granted, It can take seven years to become fully effective for IHT planning purposes.

Fortunately, there are other alternatives for clients and their families, as well 
as solicitors, to consider.

Download your quick guide

We've created a quick guide for advisers to the key elements of estate planning for clients where a POA is in place:

We are currently running the below offer:

No Annual Management Charge (AMC) for life on all Adapt IHT portfolio applications received before 23rd December 2022.

Blackfinch Adapt IHT offers four portfolios using different asset allocation, between three underlying trades:

These target returns are NET of our charges and under normal circumstances, we defer the Annual Management Charge of 0.6% p.a. until a client encashes and is only payable if we have made sufficient over and above the target return.

If you have any questions or would like to get in touch, please feel free to contact the team.

Don’t invest unless you’re prepared to lose all your money invested. This is a high risk investment. You could lose all the money you invest and are unlikely to be protected if something goes wrong.   

Blackfinch Investments Limited is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales No. 2705948. Registered Office: 1350-1360 Montpellier Court, Gloucester Business Park, Gloucester, GL3 4AH

This email, including any attachments, is intended only for use by the addressee(s) named herein and may contain legally privileged and/or confidential information. If you are not the intended recipient of this email (or the person responsible for delivering this document to the intended recipient), you are hereby notified that any dissemination, distribution, printing or copying of this email, including any attachment, is strictly prohibited. If you have received this email in error, please respond to the individual sending the message, and permanently delete the original and any copy of any email and printout thereof.

Please note that any views or opinions expressed in this email are solely those of the author and do not necessarily represent those of Blackfinch. While Blackfinch scans all outgoing emails for viruses, the recipient should check this email and any attachments for the presence of them. Blackfinch accepts no liability for any damage/loss caused by any virus transmitted by this email.