Blackfinch Spring VCT PLC has released an insights article on how to help clients mitigate Inheritance Tax (IHT) when making their annual Individual Savings Account (ISA) investment. The article highlights that while ISAs are a tax-efficient way to build wealth, they are included in the client's estate for IHT purposes when they pass away. If the client's estate exceeds their Nil-Rate Band/Residence Nil-Rate Band allowances, their ISA could be subject to a potential IHT liability of up to 40% of its total value. The article provides potential solutions to mitigate IHT, including using the annual ISA allowance and the Additional Permitted Subscription (APS). The article can be downloaded from the provided link. Blackfinch Investments Limited is authorised and regulated by the Financial Conduct Authority.