Help your clients surrender investment bonds with mitigation of Inheritance Tax
and Income Tax

Does your client book contain investors with investment bonds?

It’s often the case that clients would like to sell an investment bond but they're concerned about the tax implications. 

As a practical example, we have created a client scenario featuring a married couple, Pauline and John, available to download below.

Pauline and John, a retired couple in their late sixties, have significant assets and their top priority is ensuring their children receive the most inheritance possible.

Among their assets is an onshore investment bond, currently valued at £250,000.

They have made the decision to surrender the bond, however, they’ll face a significant Income Tax bill on the gain from the bond and now they’re unsure how to proceed.

Download the client scenario

This client scenario provides an illustration of two potential options of how their estate could look, using Business Relief (BR) and an Enterprise Investment Scheme (EIS), to mitigate tax implications.

Should you have any questions or require further information on investment bonds or Inheritance Tax, our expert team of regional Business Development Managers are ready to help. Get in touch with us at [email protected].

Don’t invest unless you’re prepared to lose all the money you invest. This is a high risk investment and you are unlikely to be protected if something goes wrong. Take 2 mins to learn more

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