ARMOUR Residential REIT, Inc. reported significant financial developments for the third quarter ended September 30, 2024, reflecting a recovery from previous losses. The company’s total assets increased to $13.4 billion, up from $12.3 billion at the end of 2023. Investments in Agency Securities rose to $12.4 billion, compared to $11.2 billion previously. However, cash and cash equivalents decreased sharply to $63.9 million from $221.9 million.

For the three months ended September 30, 2024, ARMOUR reported interest income of $127.1 million, a decline from $153.6 million in the same period of 2023. Despite this, the company achieved a net income of $65.9 million, a notable recovery from a net loss of $179.2 million in the prior year. Comprehensive income mirrored this trend, reaching $65.9 million compared to a comprehensive loss of $179.2 million in 2023. Basic net income per share was $1.22, a significant improvement from a loss of $3.92 per share in the same quarter of 2023.

Total liabilities increased to $12.1 billion, up from $11.1 billion, with repurchase agreements accounting for $10.2 billion of this total. Stockholders' equity rose to $1.3 billion from $1.3 billion at the end of 2023. The company declared dividends of $0.72 per common share, down from $1.20 in the same period last year.

ARMOUR's management agreement with ACM has been extended through December 31, 2029, with a current effective management fee of 0.92%. The company has also waived certain management fees, reflecting a commitment to cost management.

In terms of strategic developments, ARMOUR has streamlined its senior management structure following the retirement of its former CEO, Jeffrey Zimmer. The company is also addressing identified material weaknesses in its internal controls, which were highlighted during an internal investigation. Remediation actions include revising policies and enhancing training for management and board members.

The interest rate environment remains a critical factor for ARMOUR, with the Federal Funds Rate target range set at 4.75% to 5.00%. The company is closely monitoring these rates, as they significantly impact its net interest income and overall financial performance.

About Armour Residential REIT, Inc.

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